Straight answers.
Common questions about eligibility, the application process, rates, and how we work. Don't see yours? Email us or start an application — we'll answer as we go.
Eligibility
What types of businesses do you fund?
We work with businesses across 20+ industries — construction, retail, medical, transportation, restaurants, trucking, eCommerce, manufacturing, and more. Most of our funding goes to established businesses with at least 6 months of operating history and steady revenue.
How much funding can I qualify for?
Funding ranges from $10,000 to $5,000,000 depending on your revenue, time in business, credit profile, and the product you qualify for. Most qualified applicants land in the $25K–$500K range.
What if I've been denied before?
A prior denial from a bank or another lender doesn't disqualify you. Different lenders have different criteria — we work with a range of funding partners, so a no elsewhere doesn't mean a no here.
What documents do I need to apply?
For most funding products: 3–6 months of recent business bank statements, a government ID, and basic business details. Larger loans and SBA products may require tax returns and additional documentation.
Process
How fast can I get approved?
Most funding decisions come back within 4 hours of a completed application. For approved applicants, funding often hits your account within 24 hours. SBA loans take longer — typically 4–8 weeks — because of the government-backed process.
What happens after I apply?
We review your application, match you with funding products that fit your business, and come back with offers. You review the offers, pick what works, and get funded. We stay with you through the whole process — no hand-off, no dropped ball.
Will applying affect my credit score?
Our initial application uses a soft credit inquiry, which does not impact your credit score. A hard inquiry only happens if you decide to move forward with a specific funding offer that requires one.
Money & Terms
Do you charge any upfront fees?
No. We never charge upfront fees to apply or get matched with funding options. You only move forward if you choose to accept an offer.
Are you a direct lender?
We are a licensed business loan broker — we connect you with lenders and funding partners rather than lending our own capital. This means we can shop multiple funding options at once and route you to the product that actually fits your business. Loan terms, rates, and final approval are set by the individual lenders.
Is my business information secure?
Yes. We use standard security measures to protect application data in transit and at rest. We only share your information with funding partners who are actively reviewing your application, and only with your permission.
Still have questions?
Start an application — it's 2 minutes — or drop us a note. We answer same-day during business hours.
Funding subject to credit approval and lender terms. See full disclosure.